How To Use Visa Gift Card Online
Visa gift cards can be used in several retail stores as long as they accept Visa cards as a method of payment. If your Visa gift card balance is enough to cover the costs, you can purchase any item you wish to have.
Using your Visa gift card implies that you are redeeming it to cover the cost of any purchase you are making. However, some Visa gift cards must be activated before cardholders can redeem them.
If yours has not been activated yet, then you should check out how you can easily activate your Visa gift card.
How to Activate a Visa gift card
If you purchased your Visa gift card from a retail store, the card should have been activated and ready to use. However, cards purchased online need to be activated first before they can be utilized.
You can either activate your Visa gift card online or by calling the toll-free number listed on the card. You will find instructions on how to activate your card on a sticker on the gift card pack.
It is also essential to know that getting your Visa gift card ready for use does not end with activating it – you also need to register.
Registering your Visa gift card is particularly mandatory if you want to use it online so that retailers can link the card to a billing address. You will find instructions on how to register your Visa gift card on the pack, too.
Usually, the registration process involves entering the card information online or by phone. Other information you will be asked to provide includes your name, billing address, and an active phone number.
Doing this will ensure that a billing address is used when checking out during an online transaction, thereby providing the vendor with the necessary verification.
How to Redeem/Use your Visa gift card online.
As I mentioned earlier, redeeming your Visa gift card involves using it to make purchases online and in-store.
To use your Visa gift card online, enter the card number, expiration date, and the three-digit code (CVV) found on the back of the card when making online purchases.
It is actually easy but is only possible if the online website accepts Visa cards as a means of payment.
During payment,t when the website requests the name on the card, enter “Gift Card” into the field provided. If the total cost of your purchase is less than the amount on your Visa gift card, the transaction will be successful.
However, it will be canceled if the value of your purchase exceeds the amount on your gift card balance. If this happens, you should reach out to the merchant to find out if there is another way to settle your payment.
Just like using your Visa gift card online, using it in-store is very simple,e too.
- All you have to do is shop and select the items you wish to purchase from the store. After completing your shopping, take the shopping cart to the cashier and ask for the available payment methods.
- If the store accepts Visa cards, present your Visa gift card to the cashier. The machine will scan your card and confirm the payment.
- Like using your card online, your order will only be completed if the balance on your Visa gift card exceeds your total purchase costs.
FAQs
Can I use my Visa gift card online?
Absolutely! You can use your Visa gift card online as long as the merchant accepts Visa cards as a method of payment.
Visa gift cards function like credit cards and can be used almost anywhere,e, but they must be registered online or on the phone first before they can be redeemed.
Is there an amount limit for a Visa gift card?
Actually, no, there is no amount limit for a Visa gift card. The maximum amount that can be loaded on a Visa gift card is usually determined by the issuer.
Why was my Visa gift card declined?
Visa gift cards may only be denied in transactions for a few reasons. First, it could be that there is insufficient balance on your card to cover the purchase cost.
If you believe and have confirmed that you have more than enough balance to cover your purchase, you should reach out to the card issuer using the toll-free number on the back of your Visa card.
What should I do if my gift card is lost or stolen?
Your Visa gift card may get lost or stolen,n and what you do after will determine the security of your funds.
If your gift card is lost or stolen, the first thing you should do is report the case immediately to the card issuer by calling the toll-free number listed on the back of the card or the issuer’s website.
While making your report, you will be asked to provide the lost or stolen Visa gift card number. This will be used for card cancellation and replacement purposes.
While using your Visa gift card, I always advise registering it too. Many Visa gift card issuers will only replace your card if it has been fully registered before it was misplaced.
Can I use my Visa gift card internationally?
Some Visa gift cards have “Valid only in the United States” written on the front. This means that the card issuer has issued a Domestic Use Only card to you.
Some card issuers may issue Visa gift cards that can also be used outside the country.
